We Offer You:

  A Solution to your Debt  problem  
  Advice in accordance with the National credit Act  
  No additional costs for advice  
  Single monthly installment to pay all your creditors  
  Personalised solution in line with your personal financial position  
  Assistance during application for Debt Counseling and after care until you out of the debt review process  
  Mediation with all your creditors with regards to your outstanding credit balance & interest  
  Assistance with the identification possible reckless lending & unlawful provisions in your credit agreements  
  Monthly up to date progress reports on all your credit balances after distribution  

Contact Head Office:

Tel:  086-722-7826 - National

Fax: 018-468-8847
Fax to email: 086- 516- 8323




About Us


WE CAN HELP YOU! - See how>>

From July 2009 we have been providing debt management advice and helping loads of people to get back in control of their finances. KOSH Debt Counselors/Blue Key Consult has registered Debt Councilors who acts on your behalf and in your best interest. We are striving to become one of the top debt management companies in the RSA and can already pride ourselves on an excellent reputation.

We know about debt and we know how debt can affect people’s lives. Our experience of managing debts is with people with all kinds of financial problems, from all walks of life and all with differing requirements.

Our counselors are trained to act in your best interest and are sympathetic to your money problems. We know debt can come about suddenly, with a change in circumstances such as being made redundant or losing your job, a death in the family, or the break-up of a relationship, all of these can put anyone into financial trouble.

Once you have made contact with us and hear about the services we offer and if then you are happy for us to help you reduce and manage your debt for you, we will assign a Compass Counselor to deal with all aspects of your debts. We know from experience the difference we can make within twenty four hours of someone asking for help – all you need to do is to contact us.

What makes us different

KOSH Debt Counselors/Blue Key Consult differs from other debt companies in that we offer a comprehensive range of services and solutions, not simply Debt Counseling. Our services vary from free advice to informal Debt Management plans and formal Debt Review processes.

Whether or not you own property makes no difference - we have a solution to help all our clients and our priority is to solve your debt problems and create a management plan for you to stay debt and stress free.

Our expert consultants

Our team of debt consultants takes a personal approach, assisting clients throughout the process and our dedicated client services and our legal team is there to offer up to date information about your specific case when you require it.

If all you need is some assistance with budgeting to better manage your personal finances, we will offer our expertise without charge or obligation.

We have Debt Counselors that are fully qualified and compliant with the National Credit Regulator (NCR) so you can be sure that the advice you receive from KOSH Debt Counselors/Blue Key Consult is of the highest quality.

For general enquiries, contact us at herculesv@bluekeydebtreview.co.za or call us on

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  • Too much debt?

  • Overcommitted?

  • Sleepless Nights? 

  • Stressed?

  • Unproductive?


We will restructure all your payments to your credit providers according to the National Credit Act, 34 of 2005.  This means…

  • You will NOT lose your assets and you will have reduced payments to your creditors, your cash flow will be improved immediately.

  • You will NOT lose your assets and You will have reduced payments to your creditors, your cash flow will be improved immediately.

  • You will qualify to be placed under debt counseling if you can no longer afford to pay your monthly accounts timorously. We negotiate with creditors on your behalf.

Debt Management.

At KOSH Debt Counselors/Blue Key Consult we know about debt and it is an unfortunate occurrence which happens to many people. Debt can become overwhelming and an impact on your life. A KOSH Debt Counselors/Blue Key Consult will remove this debt burden for you.

Help when you need it most.

There are many companies who offer debt management, KOSH Debt Counselors/Blue Key Consult are a debt management company, unlike many of our competitors we will take the time to understand your unique position and everything we do is in your best interest. Just take a moment to read what real people, people like you, our customers, say about us.

Reduce your debt.

Debt is overwhelming, but as an experienced debt management company, this is our
expertise, removing and reducing debt on your behalf. Our expertise could reduce your existing debt by over 75%, reduce your debt repayments to as little as £126 a month and you could be debt free in 5 years.

Talk to us first.

We know just how easily a change in circumstances such as losing your job, or breaking up with your long-term partner, can lead to serious financial trouble. It can happen to anyone in any walk of life, if this is you, please make sure you DO NOT seek advice from a debt management company whose only answer to your debt and money worries is to saddle you with more debt – PLEASE TALK TO US FIRST.

Not sure -

If you are not sure, please call us, if you like the sound of what we have to say, we could be helping you within 24 hours. Within 24 hours your money worries could start to be over.

We will reduce your payments – Promise!

We'll negotiate with your creditors to reduce your payments, based on what you can afford to pay, and ask them to freeze or reduce the interest and charges on your debts. You won’t have to worry about it – we’ll do everything for you, including filling in any forms or write any letters for you.

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